The National Black Chamber of Commerce announces a new grant-funded program in collaboration with the Business Credit Literacy Initiative (BCLI), also a 501(c)(3) non-profit, to increase access to capital for its membership. The funding program incorporates SBA loans of up to $150,000 with a grant-funded "capital ready" program assisting participants with bank-compliant business plans, financial projections, feasibility data, and business credit profiles. Historically, many small business owners failed to meet the underwriting criteria of low-cost bank and SBA loans. Now, other than a refundable deposit, qualifying entrepreneurs have access to professionally created loan documentation at no cost. Through this program, participants are guaranteed a minimum of a $100,000 capital raise however there is no maximum or ceiling to the amount of funding available. Small businesses wishing to take advantage of this grant funded program should visit http://nbcc.99businesscredit.org/ to complete a survey.